Credit union mortgage options made for real life.

Whether you're buying your first home, building from the ground up, or refinancing, we have credit union home loan rates and mortgage options built for you.

Not a member? Join today to unlock all the financial advantages of banking with Advia.

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Ready to take the next step toward homeownership?

Together with our partner Mortgage Center, our team is here to help you find the right credit union home loan for your needs. Whether you're a first time home buyer or looking for your next move.

Conventional Mortgage Options

Whether you're a first time home buyer or purchasing your dream home, take advantage of credit union mortgage rates and mortgage options that are designed for you.

Low Rates and
Affordable
Payments

  • Competitive credit union mortgage rates
  • Flexible down payment options
  • Fixed or adjustable rates available

Refinance Your Current Mortgage

Looking to lower your payments, shorten your loan, or tap into your home equity? Use great credit union refinance mortgage options to help reach all your goals.

Refinance and
Save
Money on Your Payments

  • Lower your interest rate
  • Shorten the term of your loan
  • Use your home equity to access funds

One-Time Home Construction Loan 

Roll your mortgage and construction costs into a single close construction loan. That means one application, one closing, one monthly payment.

Only One
Closing
Needed

  • Interest-only payments during construction
  • One application and one time close process
  • After construction, your loan automatically converts to a conventional mortgage

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Down Payment Assistance and Affordability

Buying your first home comes with upfront costs, but help may be available. Explore programs designed to lower your costs and make owning a home more within reach.

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See what members say about their Advia Credit Union mortgage experience.

"Jodi and Crystal were both exceptional. Both very good with communication and outstanding professionalism. Recommend 10/10."

Tyler R.

"Dylan really went above and beyond. He was very easy to contact, always willing to help and thoroughly explain. He made this process so much easier and more comfortable than my original mortgage. I am very happy I was able to have him for all of my questions and I would recommend him to anybody. Great guy with a wealth of knowledge and amazing people skills."

Adam Z.

"I would have done this sooner if I knew how easy the Mortgage Center team makes this process!!"

William R.

Unique Home Mortgage Solutions

Have a unique situation or need something different? With Mortgage Center, we can help you explore credit union mortgage loan options tailored to your home financing needs.

More Home Mortgage Options
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Still have questions about credit union home loans?

Our team is here to guide you. Whether you're looking for the best mortgage rates at a credit union or need help choosing the right option, reach out today.

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Not all mortgage products are available in all states or for all borrowers. Program terms are subject to change without notice and depend on credit approval, property type, and other qualifying factors. This is not a commitment to lend. For details on current rates, eligibility, and availability, please contact Mortgage Center at 800-450-5057.