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Home Mortgage

See Reviews | Write a Review Limited-time! $99 Mortgages1
Refinance and new purchase.

Refinance your current mortgage for $99.1

Refinancing could help you lock in a lower rate, pay off your home faster, or even remove PMI. Lower rates mean bigger savings, so apply today in under 15 minutes!

Title, tax certificate, and other third-party costs may still apply.

15-minute online application Easy streamlined process Appraisal may not be needed Reduced interest rate Faster mortgage payoff Home equity cash-out options
Looking to build a new home? Start with a One-Time Close Construction Loan.

Get a $99 Mortgage for a limited time!1

Whether purchasing your first home, next home, or dream home, we have you covered.

Title, tax certificate, and other third-party costs may still apply.

15-minute online application First-time borrower Fixed-rate options Adjustable Rate Mortgages FHA VA and more

1 $99 mortgage is available until December 31st, 2021. Mortgage amount must be between $40,000 and $548,250 to be eligible. Mortgage rates current as of 9/14/2021 and assumes a 30-year fixed-rate purchase or refinance of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 740. A loan amount of $200,000 at an interest rate of 2.875% and an APR of 2.929% has a payment of $829.78 with 0.5 point due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Offer applies to Residential First Mortgages financed with Mortgage Center and excludes Home Equity Loans and Lines of Credit. Advia Credit Union membership required. This offer can only be used once in a 24 month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply. Advia Credit Union is Federally Insured by NCUA.

Mortgage benefits with Advia and Mortgage Center.

Mortgage Center has been our trusted partner for more than 20 years, with 20+ loan originators helping members throughout Michigan, Wisconsin, and Illinois. Last year alone, we helped more than 1,300 families purchase or refinance their homes. The advantages are clear:
Easy 15-minute online application Make payments in Digital Banking We’ll never sell your mortgage servicing

Not yet a member? Open a new account.

Still have questions?

Have additional Mortgage questions?

View our answers to frequently asked questions or call Mortgage Center at 800.450.5057.