Home Equity Loan
Unlock your home’s equity with Advia and our mortgage lending partner Mortgage Center. Enjoy low fixed rates and predictable payments to fund home projects, debt consolidation, or other major expenses.
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What is a Home Equity Loan?
A simple borrowing option that lets you access the value you’ve built in your home without changing your primary mortgage.
- Borrow funds using your home’s equity as collateral
- Often called a second mortgage
- Your equity is the difference between your home’s value and your mortgage balance
- Example: If your home is worth $300,000 and you owe $100,000, you may have $200,000 in available equity
Why get a Home Equity Loan?
A flexible financing solution that offers dependable payments and competitive rates to help you move forward with confidence.
- Use your equity for home improvements, debt consolidation, or major expenses
- Benefit from fixed interest rates and consistent monthly payments
- Keep more of your money with competitive rates and low fees
How a Home Equity Loan works.
Easy-to-understand steps to access your home equity.
Check your home's equity & see how much you can borrow
Easily apply online, or get in touch Mortgage Center directly
Get approval & set up your loan payment schedule
Use the funds for your planned expenses
Easy-to-use Home Equity Loan Calculator
Quickly estimate your monthly payments and see how much you can borrow with our easy-to-use calculator.
Have questions about a Home Equity Loan?
Our team is here to help. Reach out today to get personalized guidance and answers to all your Home Equity Loan questions.
- Estimated monthly payment for a $40,000 Home Equity Loan for the following terms and Annual Percentage Rates: 5 year 8.064% = $796.77; 10 year 8.845% = 493.27; 15 year 10.766% = 439.06. Offer and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.