Buy Now, Pay Later (BNPL) is a smart, easy way to manage spending without sacrificing peace of mind. Enjoy two flexible payment options designed to give you more control of your finances. From big buys to everyday essentials, shopping just got easier.
No credit check. No application.
BNPL features you'll use:
Offers are updated daily to incorporate new debit card purchases
No application or credit check and get funds with just a few clicks
Two options to choose from; before you make a purchase and after
Easy access within digital banking
BNPL benefits you'll love:
Choose from a variety of payback plans that fit your budget
Transparent pricing with flexible terms
Low competitive pricing
Automatic payback option to make payments easy
Two flexible payment options.
Whether you’re planning a big purchase or need to spread out payments on something you’ve already bought, BNPL from Advia makes it easy to manage your cash flow without stress.
Plan Your Purchase
Allows you to pre-plan your future purchase to be paid over time in smaller split increments.
You can split eligible purchases into installments directly from your existing Advia Credit Union account. No third-party apps, no complicated processes — just a seamless experience through Digital Banking. You can even convert recent transactions into installments
or access additional funds for necessary purchases.
No credit check.
No application.
Your BNPL offers are tailored for you and are pre-qualified. Simply view and accept in Digital Banking.
<p>Yes, your eligibility for various BNPL offers is partly determined by the number of active loans you already have, including other outstanding Plan Your Purchase or Split Your Payment loans.
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Eligibility for the Buy Now Pay Later program options is subject to qualifying amounts, and existing account relationship(s). Membership account must be in good standing with verifiable deposits. You can only participate in the BNPL program if you receive an offer within Advia’s online banking portal. Must be 18 or older to apply. All offers and rates are subject to change at any time. Advia is an Equal Opportunity Lender.
