Buy Now, Pay Later

Buy Now, Pay Later (BNPL) is a smart, easy way to manage spending without sacrificing peace of mind.

No credit check. No application.

BNPL features you'll use:

  • Fast funding to cover important purchases
  • No new account or card needed
  • Manage everything in Digital Banking
  • Split your payments

BNPL benefits you'll love:

  • Plan your spending and stay on budget with everything in one place
  • Convenient and simple in Digital Banking
  • More flexibility, more control with spreading out costs
  • Reduce financial stress with a transparent, easy-to-use solution

Two Flexible Payment Options

Whether you’re planning a big purchase or need to spread out payments on something you’ve already bought, BNPL from Advia makes it easy to manage your cash flow without stress.

Debit Card Icon

Plan Your Purchase

Allows you to pre-plan your future purchase to be paid over time in smaller split increments.

Access in Digital Banking

Debit Card Icon

Split Your Payments

We'll alert you when a recent debit card purchase qualifies for split payments to be applied.

Access in Digital Banking

How BNPL Works

You can split eligible purchases into installments directly from your existing Advia account. No third-party apps, no complicated processes— just a seamless experience through Digital Banking. You can even convert recent transactions into installments or access additional funds for necessary purchases.

  • No credit check.
  • No application.
  • Your BNPL offers are tailored for you and are pre-qualified. Simply view and accept in Digital Banking.

No New Cards or Accounts Needed

Your offers await in Digital Banking. Review and manage your BNPL offers, plans, and payments in one place.

<p>No credit check required.</p>

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Do you have questions about Buy Now, Pay Later?

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  1. Eligibility for the Buy Now Pay Later program options is subject to qualifying amounts, and existing account relationship(s). Membership account must be in good standing with verifiable deposits. You can only participate in the BNPL program if you receive an offer within Advia’s online banking portal. Must be 18 or older to apply. All offers and rates are subject to change at any time. Advia is an Equal Opportunity Lender.