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Auto Loans as low as 2.59% promo APR!1

When you buy a new vehicle or refinance your current auto loan, Advia can help you save big with an epically low interest rate. See Reviews | Write a Review
Zero payments for 90 days2 Flexible payment terms Competitive interest rates No application fee Loan Payment Protection up to $100,0003
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It's your time to take the wheel.

You're in the driver's seat to save time and money on your auto loan – and that's the best feeling of all.
Choosing the Right Car

Choosing the Right Car

Get the options that are most important to you.

View Our Resources
Advia's Dealer Partner Program

Our Dealer Partner Program

Find a dealership near you that's affiliated with Advia.

Find a Dealership
Looking to Refinance

Looking to Refinance?

We can help lower your current monthly payment.

Schedule an Appointment

Be Prepared, Be Protected!

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your loan. Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

At Advia we make being protected affordable. Right now, GAP is as low as $475.5 On average, GAP can cost you as low as $0.18 a day.

Save Even More!

If you have an Advantage Checking, Advantage. Plus, or e-Checking, you may be eligible to receive a $25 discount when you select GAP. Learn more about our Member Advantage Checking Accounts.

Contact us with any questions.
Have additional questions? Call at 844.ADVIA.CU.

Choosing the Right Car

Performance, style, and functionality, etc. There are so many choices to make when buying a new car. View our resources below to help make the decision easy.

Advia's Dealer Partner Program

Find a dealership near you that's partnered with Advia Credit Union. Once you've been pre-approved, request a pre-approval certificate to take right to your local dealership.

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Advia Member Auto Loan Reviews

SteveB
Kalamazoo Mi
Review 1
Vote 1
Length of Use: 2 years to 5 years

Extremely Happy, Again!
I've worked with my Advia rep on multiple different vehicles over the last few years, cant thank her enough for making the process so easy! Financing can be alittle scary, but she is always quick to respond and extremely helpful. Wouldn't go any were else!

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Shannan620
Elkhorn, WI
Review 1
Vote 1
Length of Use: 6 months to 2 years

Absolutely Great Customer Service!!!
Samantha Moore is excellent! Sam went well over and beyond for us. Not only is she professional and easy to converse with, she is diligent and thorough. She has saved us 100's if not 1000's of dollars. Sam takes the difficulty and frustration out of extremely stressful decisions. I highly recommend calling Sam to assist you with your loan process and any questions. She truly puts her customers satisfaction first and it shows!! Thanks so much Sam!

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

David
Janesville, WI
Review 1
Vote 1
Length of Use: 2 years to 5 years

Great to work with
We were looking to buy a newer truck. The car dealer said no problem and they would take care of all the paperwork and that they used Advia. We told them that we would check with our guy and get back to them. Called Vincent, manage at the Janesville brach to meet. After meeting with him, we got the check for our truck and saved a lot of money on interest and payments. We have always had great service at this Advia and with Vincent for any and all services.

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

mike66
Plainwell, MI
Review 1
Vote 0
Length of Use: Over 5 years

got the loan i needed plus gap ins. and more
my loan officer was very good to me and I was surprised how efficient and quick she was. I felt extremely relieved to be on my way with everything I hoped for and more. thank you Advia for making my dream a reality.

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Jeff
Review 1
Vote 1
Length of Use: Over 5 years

Smooth transaction
Always simple and easy. Beth takes care of everything.

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Andre
West, MI
Review 1
Vote 0
Length of Use: Over 5 years

Excellent service and ease of process.
Purchase a used auto this past month. Process was smooth and easy.

Have you recommended Advia Credit Union to friends or family in the past? Yes

Geni
MI
Review 1
Vote 0
Length of Use: Over 5 years

Nice ride!
I got my vehicle just over a month ago and finally feel better about driving it! For the past five years or so, we have been going through a lot of vehicles. This one feels like the right fit!

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Heather
Rockford, IL
Review 1
Vote 0
Length of Use: Over 5 years

Great rates!
I went back thru Advia again due to rates and 90 defer plan

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

dchamb18
Parchment, MI
Review 1
Vote 0
Length of Use: Over 5 years

Auto Loan Process
Bought a used car on a whim and after receiving the pre approval letter from Advia I decided to go with them. Unfortunately, because the car was a 2007, the letter got me no lower interest rate. I imagine my 5.0% interest rate was probably still lower than my other bank. I called Advia and ended up getting a person located in Parchment, MI. Ana was very helpful, but also made the process confusing at times for both me and the Seller. What seemed like a easy quick transaction in my head was drug out over 3 days.

Looking back now, I realize a lot of the problem was the Seller having a lien on the vehicle and that needing to be paid off prior. Even though I tried contacting Ana while I was on vacation and left a message with my cell number she called the house 2 times. Since, I never received any word from her because she was calling the wrong number I took it upon myself to drive an hour to her office in Parchment, because I was vacationing in Saugatuck at the time. It was a mentally stressful couple days of not knowing where we were in the process. Glad we drove to the office because with the help of Ana and Amanda we were able to get money wired to the Seller's account and the rest all worked out from there.

This is my second time using Advia for an auto loan and I'm sure I will use them again, but I will handle things on my end differently because in the future I would prefer to deal with someone from the Port Huron branch because that is closest. I will never buy a vehicle from someone who has a lien. After a stressful two weeks, I am finally have a title and am actually able to drive the vehicle.

Would you recommend this product to a friend? No
Have you recommended Advia Credit Union to friends or family in the past? No

bigdave
Port HUron, MI
Review 1
Vote 0
Length of Use: Over 5 years

very good service
brad at advia is a great guy,down to earth will go to bat for you any time,even if your credit is little tarnished ,he pulled for me,and i thank him very much

Have you recommended Advia Credit Union to friends or family in the past? Yes

Eric
Review 5
Length of Use: 2 to 5 years

Quick and easy funding of my loan

Have you recommended Advia Credit Union to friends or family in the past? Yes

Mary
Review 4
Length of Use: Over 5 years

Love the quick, easy loan process, would appreciate if longtime loyal customers could do auto refis

Have you recommended Advia Credit Union to friends or family in the past? Yes

1 Promotional Annual Percentage Rate of 2.59% is for an Auto Loan, new and transferred from outside institutions only, at a term of 36 months, based on creditworthiness of applicant, and type of Auto Loan secured. Longer terms may be subject to higher rates. Cannot be combined with any other discounts. Estimated monthly payment for $10,000 new Vehicle Loan for 36 months at 2.59% Annual Percentage Rate is $169.94. 2 No payments all summer (90 days maximum); interest begins to accrue at the time of disbursement. 3 Your purchase of Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. Not valid on Mortgage or Home Equity loans. 4 Estimated savings based on 2019 member savings. 5 Max term 84 months; max loan-to-value 115%; maximum benefit of $50,000. Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. Offer and rates effective July 7, 2020 and subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval. Advia is an Equal Opportunity Lender.