Loan Skip Pay

Skip one loan payment a year on qualifying loans.

Skip your current payment for only $25.1 Skip your payment once every 12 months. If you have a new loan, you'll just need to make your first six (6) monthly payments.

  • Complete within Digital Banking or at any branch
  • Skip one loan payment each year
  • Won't harm your credit
  • Free up funds when needed
Skip Your Loan Payment
Enroll in Digital Banking
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How to skip your loan payment.

View our instructions to learn how to easily skip one loan payment each year.

Download Instructions

  1. One skip payment is allotted within a 12-month period. A process fee of $25 applies to each skipped loan unless prohibited by law. Skip payments are not available on Mortgages, Home Equity Loans or Lines of Credit, VELOCs (Visa Equity Line of Credit), Visa Credit Cards, Personal Lines of Credit, Business Loans, Business Lines of Credit, or any delinquent loan. Interest will continue to accrue and will be calculated on the outstanding balance. Skipped payments will extend the loan maturity date. All loans must be current to qualify (most recent monthly payment due paid in full). Skip payments are not permitted if the initial six (6) monthly payments have not been made. Skipped payments may reduce any Guaranteed Asset Protection (GAP) on protected vehicle loans. All other terms and provisions of original note remain unchanged and in full force and effect.