Explore refinance options to save you more money.

Whether you're looking to lower your interest rates or reduce monthly payments, members who refinance loans with Advia save an average of nearly $4,000 over the life of their loans.1 That's more money for the things that matter most.

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Save money by reducing your monthly payments.

Transfer your credit card balances or other outside loans to an Advia Visa® Platinum Credit Card and enjoy benefits like:

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Find your best option to cut monthly payments and keep more money where it belongs — in your pocket.

Members have saved thousands of dollars over the life of their transferred credit card debt, refinanced auto, and other personal loans. Refinance to a lower interest rate reducing monthly costs or consolidate debt into one easily managed monthly payment with these great options below.

Auto Loans

  • No payments for 90 days3
  • No transfer fee
  • Flexible payment options

Home Equity line of Credit

  • 10-year interest-only payments
  • Low introductory rate
  • 24-hour access

Signature Loans

  • No payments for 90 days3
  • No transfer fee
  • Fixed payment

Not a member? Join today, see how you can save more!

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  1. Estimated member savings in 2024 were $3,937 in average interest saved per transferred loan.
  2. Transfer outside debt to an Advia Visa Platinum Fixed Rate Card with an APR as low as 8.90% - 16.90%. APR will not increase while the plan is open. Call 844.238.4228 for details. Current loans held with Advia are ineligible for this promotion.
  3. Interest begins to accrue at the time of disbursement. Applies to Auto, RV, and Signature Loans only.

Must be 18 or older to apply. All offers and rates effective 1/1/25 and subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.