We'll help you find the best refinance solution.

Save thousands of dollars by consolidating debt.1
Apply Today

Members saved over $12 million in interest in 2022.1

Transfer your high-interest rates to see how much you can save. Over the years, we’ve saved members thousands of dollars over the life of their transferred credit card debt, auto loans and other personal loans.

Hit reset on your debt.

Get 1/2 off
transferred credit card rates.2

With the average national credit card rate currently hovering around 20% APR, there's never been a better time to say goodbye to high interest rates.

Browse Cards

Home Equity line of Credit

  • 10-year interest-only payments
  • Low introductory rate
  • 24-hour access

Auto Loans

  • No payments for 90 days3
  • No transfer fee
  • Flexible payment options

Credit Card Balance Transfer

  • $0 annual fee
  • New cardholders can earn $2004
  • Rewards, Fixed Rate Options

Signature Loans

  • No payments for 90 days3
  • No transfer fee
  • Fixed payment

We're committed to you saving as much as possible.

Since 2022, members have saved over $12 million in transferred loan interest.1

Read More

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.

Checking Accounts

We make checking fast, easy, and hassle-free.

Retirement Accounts

Save for retirement with a consistent return on your investment.

Certificates of Deposit

Get a rewarding return on your investment.

Prepare for the unexpected with optional Debt Protection.

Debt Protection may cancel your loan balance or loan payments in the event of death, disability, involuntary unemployment, and more.

Learn More
  1. Average 2022 member savings.
  2. Transfer outside debt to an Advia Visa Platinum Fixed Rate Card with an APR as low as 8.90% - 16.90% and you could save up to half-off (1/2 off) your current rate. APR will not increase while the plan is open. Call 844.238.4228 for details. The average national credit interest rate is 20.6% APR according to https://www.creditcards.com/news/rate-report/ as of May 3, 2023. Current loans held with Advia are ineligible for this promotion. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account.
  3. Interest begins to accrue at the time of disbursement. Applies to Auto, RV, and Signature Loans only.
  4. $200 statement credit not valid on Business Visa, card reissues, or multiple cardholders. Must meet all qualifications in initial two (2) statement cycles following date of card issuance to receive credit of $200: 1) a minimum of 20 purchases and 2) aggregate purchases of at least $2,000; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Credit will be applied to member’s card account within 45 days of meeting stated qualifications.

Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.