NEW! Mortgage Advantage Bucks

Earn cash back each month!

How to earn cash back with Mortgage Advantage Bucks:

Close on your new or refinanced mortgage between February 1, 2023 and January 31, 2024.
Qualify for Advantage Plus Rewards each month.

Now, your new Mortgage offers another real advantage - cash back every month for a year with Mortgage Advantage Bucks!1

Each month, when you qualify for Advantage Plus Rewards, you'll earn cash back - deposited into your Primary Share Savings on or around the 15th of the month. Annually, it could add up to 0.25% of your outstanding Mortgage balance.1  See additional information and example payout below.

Learn more about Advantage Plus Rewards to qualify for Mortgage Advantage Bucks each month.

How your Mortgage Bucks are calculated:

0.25% divided by the number of days in a year, multiplied by number of days in prior month, multiplied by prior month's ending mortgage balance.

.0025/365*30* $250,000 = $51.36 Mortgage Advantage Bucks1

  1. Mortgage Advantage Bucks is a promotional offer tied to having an Advia Credit Union account meeting all following qualifications: (1) obtained first mortgage loan (applies to conventional residential first mortgages, FHA, and VA; excludes Home Equity Loans and lines of credit) with Advia Credit Union’s partner Mortgage Center on or after February 1, 2023, (2) must have met Advantage Plus Rewards criteria (see program details at in the prior month to be eligible for the scheduled payout the following month, and (3) account is in good standing requirements as required to meet our Advantage Plus Rewards program criteria. When all qualifications are met, member will receive a promotional deposit into their primary share savings by the 15th of the month in an amount equivalent to 0.25% / 365 * # of days per month * prior month-end mortgage loan balance (payment example for $250,000 mortgage loan balance held within qualifying month with 30 calendar days = .0025/365*30*250,000 = $51.36). Promotional payout limited to only those months when all qualifications are met, up to concurrent twelve (12) payouts following month-end when mortgage loan is reported on Advia’s member operating system. Promotional deposits earned will be included in year-end 1099-INT. Promotional campaign effective 02/01/2023 and 01/31/2024, and subject to change at any time. All loans subject to approval. Other restrictions may apply.