Fixed Rate Home Equity Loan
*Promotional RatePlaceholder Annual Percentage
Rate on Advia’s Interest-Only Variable HELOC for the first 12 billing cycles after closing. Assumes credit score of 700+ and CLTV <=70%. If credit score <700, and/or CLTV >70%, intro promo rate will be higher. Estimated monthly payment
for a $10,000 HELOC during the promotional period for the following APR: RatePlaceholder = $60.33 (interest only). Minimum credit score of 700. Following the promo period of 12 months, the APR will revert to a variable rate, which may change quarterly based
on the value of an index of Prime Rate as stated in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to as low as
the Prime index + or - a margin. Ask about current rates. An increase in the index will result in an increase to your APR (includes a lifetime interest rate cap of 8% over initial loan rate). Variable rate tied to Prime Rate for both the draw and
repayment periods; based on credit score of borrower(s) and CLTV of secured real estate at the time of application. Some products and services may vary based on geographical region. Offer and rates subject to change at any time. Rates and terms may
vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.
**APR = Annual Percentage Rate.