Customer Monitoring

Routing Number: 272483633

Positive Pay

Streamline business operations and obtain peace of mind through additional fraud prevention with Advia’s Positive Pay!
Detects suspicious activity via checks and ACH transactions to safeguard business reputation Reduces risk of financial loss and minimizes disruptions to operations Simplifies account reconciliation and reinforces audit trails Low monthly service charge

What is Positive Pay?

Positive Pay is available to business members of all sizes to help stop check and ACH fraud. Positive Pay matches the account number, check number, and dollar amount of each check or ACH debit presented for payment against a list previously authorized and issued by your company.


  • Provides the automated process to prevent unauthorized debits from clearing your account
  • Receive notices of unauthorized attempts to electronically debit your account before the debit hits the account
  • Authorized company users may bypass the system to allow an ACH debit to be paid
  • Assign daily allowable limits for specific vendors


  • Prevent fraudulent checks from clearing your account by reviewing items considered to be "exceptions"
  • Maintain tighter control over checks clearing your account by submitting an electronic check issue file
  • Check number and dollar amount fields for each paid check are screened and matched

Additional Features

  • Create different user levels for internal security controls
  • Access a variety of reports to help improve the reconciliation process
  • Secure online multifactor authentication
  • Manage exceptions in a timely manner with email notifications
  • Low monthly bundled service charge for both Check and ACH Positive Pay available

Great Benefits

  • Reduce risk of financial loss
  • Safeguard your organization's reputation
  • Enhance visibility of check activity
  • Solidify internal controls and reinforce audit trails
  • Minimize disruption to operations
  • Simplify account reconciliation
  • Save time by reviewing only exceptions

Positive Pay FAQs.

Get answers to frequently asked questions about Positive Pay.
How will we be notified if there are exception items?
You will receive a daily email notifying you of any exception items. You can then choose to pay or return those items.
How can Positive Pay help with account reconciliation?
Positive Pay identifies mismatched checks more quickly and increases the accuracy with which account activity is reconciled. The Positive Pay system also shows a summary of issued, paid, voided, and outstanding checks you can refer to as needed.
Is there a fee to use Positive Pay?
There is a fee for Positive Pay service. Analysis Checking Accounts may help offset this cost. Please contact a member of our Commercial Treasury Management team at 844.238.4228 or via email at for more information.
How do I sign up for Positive Pay?
Complete our quick form and we will contact you shortly to walk you through the process and help you set up any other services your business may need.

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