We’re here to help you navigate W-8BEN form submissions.

An IRS Form W-8BEN form is a Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting purposes. Completing a Form W-8BEN allows you to confirm that you are not a U.S. taxpayer, and avoid having taxes withheld from your interest payments.

Federal law requires that a Form W-8BEN document for all foreign account holders be provided to Advia. Each authorized signer on an account must provide a completed, dated, and signed Form W-8BEN (or Form W-8BEN-E for foreign legal entities).

If you are no longer exempt from tax withholding due to a change in your foreign status, please complete, sign and return to us a Form W-9 (for U.S. persons, including resident aliens). Please return the completed and signed Form W-8 or Form W-9 to any Advia Credit Union location.