When transactions show as available.
Pending e-Deposits, RDA, and Direct Deposits | Within Digital Banking, click on the transaction details to view the Settlement Date to view when funds will become available. |
Deposited paper checks | Within Digital Banking, click on the transaction details to view the Settlement Date to view when funds will become available. |
Pending Debit Card purchases | Typically, this is reflected against your Available Balance immediately; however, if the payee doesn’t process the transaction within 72 hours, the funds may be released from hold temporarily until the payee processes the transaction. Debit card purchases are processed at the timing and discretion of the merchant payee. |
Written paper checks not yet posted | Funds will show in Available Balance until the check is presented for payment and funds are withdrawn from your account. |
Pending e-payments such as Bill Pay and check-by-phone | Transactions may show as pending but will not be withdrawn from your Available Balance until processed by the payee. |
See a pending transaction? Look further.
When you see a pending deposit, you may be able to click on the details of that transaction to determine the anticipated (settlement) date in which it will be available in your account. Pending withdrawals, depending on whether it was from a Debit Card purchase or other type of electronic authorization (recurring or one-time), may not always reflect in your Available Balance and should be considered before making another purchase.
Overdraft protection options.
Advia offers a variety of services to ensure your Debit Card transactions process, your checks clear, and to help avoid overdrafts.
Line of credit and account to account transfers as well as Courtesy Pay subject to applicable service charges when initiated by an overdraft. Courtesy Pay also is subject to periodic account review to assess eligibility.