Earn 5% APY when you open a checking account with Advantage Plus Rewards.1
It's like getting a high five every month.
Your money can earn more with Advantage Plus Rewards.
Open your free checking account online and celebrate financial rewards month after month.
- 5% APY on Checking1
- 3.50% APY Advantage Plus High Yield Savings2
- 0.25% APR CD Rate Premium3
- Up to 1% APR Loan Rate Discount4
- Up to $10 Advantage Bucks Monthly5
How much you could earn in one year with 5% APY Checking with Advantage Plus Rewards.*
Earn $25
with a $500 deposit
Earn $50
with a $1,000 deposit
Earn $125
with a $2,500 deposit
Earn $250
with a $5,000 deposit
*Graphic is for illustrative purposes and may vary based on account. Example earnings based on interest compounding monthly and remaining in account for one calendar year. Earnings have been rounded down to the nearest dollar amount.
Annual Percentage Yield (APY) is accurate as of 01/01/2025.
- APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
- APY of 3.50% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 0.50%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
- Advantage Plus CD Rate Premium = 0.25% APR on new CDs opened on or after October 1, 2020 (excluding EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. All promotional offers associated with Advantage Plus are subject to change at any time. See Advantage Plus Rewards page for qualifications.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate (APR) on personal loans only opened on or after October 1, 2020, for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
- A credit for the amount of service charges incurred, up to $10, will be applied to member's share account following month-end processing for months in which member qualifies as Advantage Plus status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month.
Restrictions apply. All offers and rates subject to change at any time. All loans subject to approval.