With Advantage Plus Rewards.1
It's like getting a high-five every month.
Advantage Plus Rewards
Celebrate your financial wins month after month.
- 5% APY on Checking1
- 5% APY Advantage Plus High Yield Savings2
- 0.25% APY CD Rate Premium3
- Up to 1% APR Loan Rate Discount4
- Up to $10 Advantage Bucks Monthly5
Annual Percentage Yield (APY) is accurate as of . The dividend declaration date is the last day of the dividend period and for the examples above is 12/31/2023.
- APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
- APY of 5.00% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 1.00%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
- Advantage Plus CD Rate Premium = 0.25% APY on new CDs opened on or after October 1, 2020 (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. All promotional offers associated with Advantage Plus are subject to change at any time. See Advantage Plus Rewards page for qualifications.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate (APR) on personal loans only opened on or after October 1, 2020, for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
- A credit for the amount of service charges incurred, up to $10, will be applied to member's share account following month-end processing for months in which member qualifies as Advantage Plus status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month.
Restrictions apply. All offers and rates subject to change at any time. All loans subject to approval.