CD Rates

View your current Regular CD rates.

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
Regular CD 3-Month
1.440% 1.45% 1.70%
Regular CD 6-Month
1.638% 1.65% 1.90%
Regular CD 12-Month
1.835% 1.85% 2.10%
Regular CD 14-Month Promo
5.128% 5.25%
Regular CD 21-Month Promo
3.494% 3.55%
Regular CD 24-Month
1.982% 2.00% 2.25%
Regular CD 36-Month
2.423% 2.45% 2.70%
Regular CD 48-Month
2.618% 2.65% 2.90%
Regular CD 56-Month Promo
3.735% 3.80%
Regular CD 60-Month
2.960% 3.00% 3.25%
*Annual Percentage Yield. $500 minimum balance.
**Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. Subject to penalty for early withdrawal. All rates and promotional offers associated with Advantage Plus are subject to change at any time. 14, 21, and 56-month promotional rate terms to revert to non-promotional 12, 24, and 60-month terms, respectfully, upon maturity. No additional Advantage Plus Rewards rate incentive may be applied. 21, and 56-month promotional certificates may be non-IRA type only. 14-month promotional rate may be opened as a traditional or IRA/Roth CD. See adviacu.org/aplus for Advantage Plus qualifications.