CD Rates

View your current Regular CD rates.

Enter your zip code to see specific rates by region.
Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
Regular CD 3-Month
1.292% 1.30% 1.55%
Regular CD 6-Month
1.490% 1.50% 1.75%
Regular CD 7-Month Promo
3.929% 4.00% 4.26%
Regular CD 12-Month
1.736% 1.75% 2.00%
Regular CD 14-Month Promo
3.445% 3.50% 3.76%
Regular CD 24-Month
1.982% 2.00% 2.25%
Regular CD 36-Month
2.472% 2.50% 2.75%
Regular CD 48-Month
2.716% 2.75% 3.01%
Regular CD 56-Month Promo
2.960% 3.00% 3.26%
Regular CD 60-Month
2.716% 2.75% 3.01%

*Annual Percentage Yield (APY) is accurate as of 9/16/2024 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Subject to penalty for early withdrawal. $500 minimum balance.

**Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. All rates and promotional offers associated with Advantage Plus are subject to change at any time. 7, 14, and 56-month promotional rate terms to revert to non-promotional 6, 12, and 60-month terms, respectfully, upon maturity. See adviacu.org/aplus for Advantage Plus qualifications.