CD Rates

View your current Regular CD rates.

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
Regular CD 3-Month
1.440% 1.45% 1.70%
Regular CD 6-Month
4.698% 4.80% 5.06%
Regular CD 7-Month Promo***
4.698% 4.80%
Regular CD 12-Month
1.835% 1.85% 2.10%
Regular CD 21-Month Promo
3.494% 3.55%
Regular CD 24-Month
1.982% 2.00% 2.25%
Regular CD 36-Month
2.423% 2.45% 2.70%
Regular CD 48-Month
2.618% 2.65% 2.90%
Regular CD 56-Month Promo
3.735% 3.80%
Regular CD 60-Month
2.960% 3.00% 3.25%

*Annual Percentage Yield (APY) is accurate as of 4/12/2024 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. $500 minimum balance.

**Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. Subject to penalty for early withdrawal. All rates and promotional offers associated with Advantage Plus are subject to change at any time. 21 and 56-month promotional rate terms to revert to non-promotional 24 and 60-month terms, respectfully, upon maturity. No additional Advantage Plus Rewards rate incentive may be applied. 21 and 56-month promotional certificates may be non-IRA type only. See for Advantage Plus qualifications.

*** Promotional rate effective 4/12/2024, and is subject to change at any time. 7-month promo rate terms to revert to non-promo 6-month terms upon maturity. No Advantage Plus Rewards incentive may be applied. 7-Month promo rate may be opened as a traditional or IRA/Roth CD.