Valentines
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How to Sweeten Your Valentine’s Date Night

02/2026

Valentine’s Day is all about connection, whether that’s planning a weekend getaway, going to a Galentine’s event, or taking a big step in your relationship. No matter what your celebration looks like this year, Advia Credit Union has your back with smart financial tools designed to make your special night even sweeter. 

Treat Your Valentine… While Earning Rewards.

If your date night plans call for dinner reservations, movie tickets, or a sweet dessert run, our Visa® Platinum Advantage Points Credit Card helps you save while you spend. Enjoy:   

  • Up to 3% back on dining and delivery – perfect for your romantic dinner or at-home takeout date.
  • 2% back on gas and groceries – fuel up for a road trip, weekend getaway, or stock up for a cozy night in. 
  • 1% back on everything else, including flowers, cards, or a special gift. 
  • No annual fee and free fraud monitoring, so you can swipe with confidence. 

Whether you’re dining out or planning something low-key, earning rewards on every purchase adds a little extra love to your celebration. 

Avoid Date Night Disruptions with Overdraft Protection.   

Nothing spoils the mood like a declined card. Advia offers several Overdraft Protection options to ensure your evening goes smoothly:   

  • Advanced Line of Credit can automatically cover transactions when your available balance dips too low. 
  • Overdraft Transfers from another account share or line of credit help ensure payments clear without interruption. 
  • Courtesy Pay provides a safety net when your balance falls short. 

Date night should be magical, and these safeguards help keep it stress-free. 

Feeling the Love? Planning for the Future Starts Here.   

If this year’s Valentine’s Day means big conversations… moving in together, adopting a pet, or even getting engaged… Advia has flexible lending options to help fund life’s next chapter:   

  • Signature Loans with flexible terms, fixed rates, and even zero payments for 90 days to get started. 
  • Credit Builder Loans to help strengthen your credit as you prepare for shared financial goals. 
  • Not sure where to start? Advia’s Financial Advisors and Lending Team can help you map your financial future.   

Whether your Valentine’s Day is simple, sentimental, or extravagant, Advia is here to help you celebrate with confidence and extra savings!

About Advia Credit Union: Our mission is to provide financial advantages to its members. With $3.7 billion in assets, Advia seeks to provide quick and easy access to money and time-saving financial tools to nearly 200,000 members in Michigan, Wisconsin, and Illinois. Advia’s team of over 600 professionals delivers excellent service and innovative products at 34 locations and via digital and mobile platforms. Advia is guided by its core values: driving progress, acting with integrity, building and strengthening relationships, and keeping people at the core. Visit adviacu.org to learn more about how Advia provides Real Advantages for Real People™.