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Your Deposits are federally insured.

In addition to Advia’s soundness, you have additional protection working for you. Your deposits are federally insured to at least $250,000 per depositor. The National Credit Union Share Insurance Fund (NCUSIF) is administered by the National Credit Union Administration (NCUA), an arm of the United States Government. Here is a link to NCUA’s website which provides detailed information about your important and valuable insurance coverage. To estimate the coverage that you have available, visit NCUA’s Share Insurance Estimator page.
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UTMA (Uniform Transfer to Minors Act) Savings

Save for your child’s education or other expenses and earn up to 1.50% APY!1
Start a Savings for any minor, regardless of relationship 24/7 Digital Banking access Open by phone or in branch
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Our UTMA Savings Is a Great Way to Build a Safety Net for a Child While Keeping the Funds Protected

The child will only have access to the money you set aside for them when they reach the age of majority, making it simple to save for education, travel, housing, and more.2 Because money placed in an UTMA account is owned by the child, earnings are generally taxed at the child’s tax rate, which is typically lower than the tax rate for adults.3 Unlimited contributions are also permitted, so you can save as your budget allows.4
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The Impact of Saving More

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1 APY = Annual Percentage Yield. Dividends will be compounded and credited quarterly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is March 31. If an account is closed before dividends are credited, accrued dividends will not be paid. A minimum average daily balance of $5.00 is required to earn dividends in the UTMA Account. 2 The age of majority, which is determined by the State of residence, is 21 for Illinois and 18 – 21 for Michigan and Wisconsin. For Michigan and Wisconsin residents, the specific age of majority for a minor will be designated at the time the account is established with us. 3 Must designate one adult custodian. Appointment of a Successor Custodian is strongly encouraged. 4 There are no limitations on the type or number of transactions on this account. However, only the custodian is authorized to transact on this account until the minor reaches the age of majority. Checking Accounts, Certificates, and Debit Cards are not offered for this account designation.