Ultimate Savings

An Ultimate Savings for ultimate returns. Earn 2.00% promo APY1 for a minimum of 90 days!
Available for personal and commercial accounts After promotional period, earn 1.75% APY on qualifying balances1 Interest paid monthly 24/7 Digital Banking access

Already Have an Ultimate Savings?

If your promotional period ended, simply let your account continue earning a competitive rate or deposit $20,000 of new funds not currently held with Advia to earn an ultimate rate — again!2

Current Ultimate Savings account holders who deposit $20,000 of new funds not currently held with Advia will start earning 2.00% promo APY for 90 days!2 Simply stop into a branch to make your deposit and start earning!

Ultimate Savings FAQs

How do new Ultimate Savings account holders earn the promotional rate?

New Ultimate Savings Account holders will receive the promotional rate of 2.00% APY for at least 90 days.1 No minimum balance is required during the promotional period.

How do current Ultimate Savings account holders earn the promotional rate?

Current Ultimate Savings account holders can earn the promotional rate again for 90 days. Simply deposit $20,000 of new funds not currently held with Advia in branch and request the promo rate.2

What is considered new funds to qualify for the promotional rate?

New Advia funds are new money currently held at a different financial institution outside of any Advia shares.

Did my current Ultimate Savings Account rates change?

Yes, as of September 3, the top tiered rate on balances $250,000+ receiving 1.45% APY increased to 1.75% APY.1 For account holders currently in the promotional period, the promotional rate of 1.50% promo APY increased to 2.00% promo APY.1

Can current Ultimate Savings account holders deposit $20,000 new money during their promotional period?

Yes! Their promotional period rate has already updated to 2.00% promo APY,1 but if they also bring in a $20,000 new money deposit, it will restart their promotional period from the date of deposit

Can the current $20,000 in new Advia funds be an aggregate deposit or must it be in one lump sum?

It can be an aggregate of total deposits as long as it’s within one month.