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Home Equity Line of Credit

Put the power of your home’s equity at your fingertips!

Don't get trapped putting large purchases on your high interest credit card! The Advia Credit Union Home Equity Line of Credit allows you the ability to borrow against the equity in your home at low competitive interest rates. Use the funds for home improvements, major purchases or to help balance fluctuations in your cash flows. Apply today to improve your personal liquidity!

  • Interest rates as low as 0.50% below Prime Rate*
  • 24/7 access with Digital Banking transfers
  • No annual fees or pre-payment penalties
  • Tax deductible interest (consult tax advisor)
  • Minimum Loan Amount $10,000
  • Maximum Loan Amount of $150,000
  • Accessible for a 10-20 year draw period
  • 10 year amortized repayment begins at the end of draw period
  • First and second lien position only
  • Apply online or apply by calling 844.ADVIA.CU (844.238.4228)
  • You'll need a copy of the following:
    • Your most recent tax assessment notice
    • First Mortgage Statement
    • Most recent pay stub showing year-to-date income
    • Last 2 years W-2 statements
    • Homeowner's insurance policy declaration page

*Actual rates may vary based on credit score and loan to value ratios. Advia's Interest only HELOC is a variable rate product and APR may change daily based on the value of an index of Prime Rate as stated in the Wall Street Journal. Contact us for the most current rates. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. All loans are subject to approval. Some products/services may vary based on geographical region. Consult tax advisor related to tax deductibility; subject to change at any time.