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Routing Number: 272483633

Home Equity Loans

Write a Review Pay zero closing costs, annual fee, and pre-payment penalty.1

Home Equity Line of Credit or Fixed Loan?

We’ll guide you through your options and help give you quick access to financing.

Home Equity Line of Credit

Interest-only payments for 10 years; amortized repayment thereafter
Low variable rate2
$0 annual fee
$0 pre-payment penalty
$0 closing costs1
Accessible for a
10-year draw period
Manage in Digital Banking
Interest may be tax deductible3
Learn More Apply Now

Home Equity Loan

5, 10, or 15-year
repayment terms
Low fixed rate2
$0 annual fee

$0 pre-payment penalty

Single
one-time draw
Learn More Apply Now

Use your Home Equity Line of Credit for what you need, when you need it.

Pay $0 at closing plus no annual or processing fee.1

Home Equity Line of Credit rates.

Rates effective as of May 28, 2020.

Combined loan-to-value 70% & below.
as low as 2.75% APR2
Combined loan-to-value 71% - 80%.
as low as 3.25% APR2
Combined loan-to-value 81% - 90%.
as low as 4.25% APR2

We'll help you make this process quick and easy.

Collect the below documents and apply online.
Check List of items needed

Required documents for all applications:

  • Two most recent paystubs for each borrower and must include YTD income totals
  • Two most recent W2s for each borrower (tax returns may not be used in place of W2s)
  • Most recent award letter, most recent 1099, or most recent two months’ direct deposit statements
  • Most recent 1099, or most recent two months’ direct deposit statements
  • Most recent account statement showing the distribution amount along with the account balance
  • Most recent two years’ complete federal tax returns

Other documents that may be needed:

  • Award letter or two months' direct deposit statements
  • Divorce decree/support order