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Guaranteed Asset Protection (GAP).

GAP is a great way to protect your finances if the value of your vehicle is less than the amount of your vehicle loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after the first year you own it, half of which occurs the minute you drive it off the lot.1 This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.
Add easily to new or previous qualified loan Get an additional discount with Advantage Plus Rewards $1,000 towards your next vehicle loan with Advia if you utilize GAP

New and used vehicles covered under GAP.

Be prepared, be protected.

Right now, GAP is as low as $475. Standard GAP protects up to 84 months, or the end of the loan, whichever comes first. On average, GAP can cost you as low as $0.18 a day.

Plus, you may be eligible to receive a $25 discount if you qualify for Advantage Plus Rewards!2

Discover how $0.18 a day can protect your loan.

Cost Term
$475.00 84-month policy
Or $67.87 year
Or $5.65 month
Or $0.18 day

Add GAP anytime.

Easy to add

We make it easy.

Add GAP when you get your new loan and we'll make it part of your monthly payment.

It's Not Too Late

It's not too late.

Already made your purchase? You can still add GAP by making a one-time payment.

Feel free to contact us with additional questions.

Get the most out of your Vehicle Loan.

Maximize your member experience and take advantage of these additional products and services.

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.