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Routing Number: 272483633

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Regular Checking

With Regular Checking, get all the advantages with no fees attached. See Reviews | Write a Review
Your Checking can earn you Advantage Plus Rewards Earn up to 3.00% APY1 Free instant-issue Visa® Debit Card No minimum balance No monthly maintenance fee 35,000 fee-free CO-OP Network ATMs Free e-Statements Interest on balances over $500
Open an Account
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Advantage Plus Rewards

Advantage Plus Rewards

Now there are even more pluses to having your Checking with Advia.
3% APY

3%
APY on
Checking1

Advantage Bucks

Up to $10 Advantage Bucks Monthly2

Loan Rate discount

Up to 1%
APR Loan Rate
Discount3

CD Rate Premium

0.25% APY
CD Rate
Premium4

$300 Off5
Mortgage Admin Fees

Mortgage Options

0.125% Off5
Your Mortgage Rate

Mortgage Options
How to Qualify
Learn More
More About Advantage Bucks
Get more out of your Checking Account with a Visa® Debit Card.

Easily qualify for Advantage Plus Rewards based on your previous month’s account activity.

Get 1%

Have a Checking Account

including Regular, Assurance, or Money Market Checking.
Get 2%

e-Deposit at least $400

Direct Deposit, ATM, and Mobile Deposit (RDA) all qualify.
Get 3%

Make at least 20 purchases

combined with your Advia Visa® Credit and Debit Card.
Open a Checking Account
Use e-Deposits
Apply for a Visa Credit Card
Get a Visa Debit Card
Don't have a Debit Card? Contact Us!

Skip the Branch With Digital Banking

Digital Banking gives you on-the-go access to check your balances, transfer funds, pay friends instantly, set up alerts, and more! Popular features include:
CardSwap

CardSwap

Quickly update your payments
all in one place.

Learn More
Remote Deposit Anywhere

Remote Deposit Anywhere

Deposit checks with
your mobile device.

Learn More
Person-to-Person (P2P) Payments

Person-to-Person Payments

Send instant, free, and secure payments to friends and family.

Learn More
Open an Account
Enroll in Digital Banking

The Impact of Saving More

See what you can earn on your money.

Advia Member Regular Checking Reviews

Jimmy
Review 5
Length of Use: Over 5 years

Best checking account that I have ever came across!

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Jacson
Review 5
Length of Use: Over 5 years

Stellar rewards simply for using my debit card and receiving direct deposit.

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Nancy
Review 5
Length of Use: Over 5 years

Love my Advantage Plus Checking rewards

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Joan
Review 1
Length of Use: 2 to 5 years

not the best yield, others are better

Would you recommend this product to a friend? Yes
Have you recommended Advia Credit Union to friends or family in the past? Yes

Joan
Review 1
Length of Use: Over 5 years

The regular checking account is a good account, if this is your primary account. If you are like me, and just have this account as a secondary account because you have reached the cap on incentives at another institution (i.e. they only pay interest on balances up to $15,000 and you've got another $5,000 there earning next to nothing, so you open this account to earn another 3% on the $5,000), its not so great. Getting the maximum return on these accounts used to be much simpler. The amount of transactions required was 10-12. Now it has doubled, or very close to. They have helped simplify some things, like now ATM deposits count, and so do transfers from external accounts. Prior, the only thing considered eligible were ACH deposits, but they still have to be over a certain dollar amount each month, which is unchanged. I have banked with Advia credit union for over a decade, but think I will be searching out other means soon. The business has grown, which is great for them, but the larger they have gotten, the more similarities they have to a bank and the less they seem to care about their members.

Would you recommend this product to a friend? No
Have you recommended Advia Credit Union to friends or family in the past? Yes

1 Annual Percentage Yield to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however promotional rate will be paid on first Regular or Assurance Checking share ID only. 2 A credit for the amount of service charges incurred, up to $10, will be applied to member’s share account following month-end processing for months in which member qualifies as Advantage Plus status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month. 3 Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. 4 Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details. 5 To receive waived valuation fee, you must apply by September 30, 2022 and loan must close to receive refund of valuation cost. Mortgage must be between $40,000 and $647,200 to be eligible. Mortgage rates current as of June 20, 2022 and assumes a 30-year fixed-rate purchase or refinance of a detached, owner-occupied property with loan to value ratio of 80% and credit score of 740. A loan amount of $200,000 at an interest rate of 5.625% and APR of 5.79% has a payment of $1,151.31 with 1 point due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Exclusive Advantage Plus Membership offer for $300 off admin fees, waived valuation fee, and 0.125 rate discount must apply by September 30, 2022 and loan must close to receive full offer. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes FHA, VA, and Home Equity Loans and Lines of Credit. Advia Credit Union membership required. Offer may not be combined with any other promo or discount. The promo has no cash value and is non-transferable. Terms subject to credit and mortgage approval. Other restrictions may apply. All promotional offers associated with Advantage Plus are effective September 28, 2022 and are subject to change at any time. Federally Insured by NCUA. All loans subject to approval. Advia is an Equal Opportunity Lender. Mortgage Center is an Equal Housing Lender, NMLS #282701.