Assurance Checking

1 Debit card, Bill Pay and ACH are offered on this account. Checks and Courtesy Pay overdraft protection are not available for this product. 2 Annual Percentage Yield. Dividends will be compounded and credited monthly based on daily average balance. The dividend period is monthly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. There is no minimum balance required to open. A minimum average daily balance of $500.00 is required to earn dividends in the Assurance Checking Account. 2 Annual Percentage Yield to be paid on balances held in Rewards Checking when account activity meets qualifications as Advantage Plus or e-Checking up to $5,000. Excess balances will earn our non-promotional stated rate with no maximum balance applicable. Interest rate bonus not eligible on balances held in Money Market Checking. Members may hold multiple Rewards Checking shares, however promotional bonus rate will be paid on first Rewards Checking share ID only. All promotional offers associated with Advantage, Advantage Plus, and e-Checking are subject to change at any time. Federally insured by NCUA. All loans subject to approval.