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Step Up CD

Step Up CD

Strengthen your savings with a CD that gives you a guaranteed rate increase at 36 months.
Introductory rate of 2.25% APY 60 month term Rate steps up to 3.25% APY at 36 months Penalty-free withdrawal window at 36 months Interest paid monthly
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Enjoy the Benefit of Knowing You'll Get a Great Rate

This certificate gives you an automatic rate increase to 3.25% APY at 36 months.
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The Benefits of Compounding

When interest is paid more frequently, you'll see your account balance grow faster.
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APY = Annual Percentage Yield. Current Member Advantage Rewards do not apply to this certificate type. Minimum balance to open a CD is $500. Thirty-six (36) months after opening this Share Certificate, the dividend rate will automatically increase to the higher rate as stated on the certificate disclosure provided at the time of certificate opening and will be effective for the remaining twenty-four (24) months. Penalty-free withdrawal window begins when the CD reaches 36 months and will be open for fifteen (15) days. To make a penalty-free withdrawal, you must come into a branch or call us at 844.238.4228. A minimum balance of whichever is greater, $500 or 360 days of interest, based on the initial dividend rate, must be maintained. Early CD withdrawal penalties may apply if outside penalty free withdrawal window. Federally insured by NCUA.