Customer Monitoring

Routing Number: 272483633

Recreational Vehicles

Do you prefer the woods, water, open road, or groomed trails? No matter where your next adventure takes you, we can help get you on your way.
Zero payments for 90 days1 Earn $150 for getting a pre-approval certificate on your loan2 No application fee Flexible payment terms up to 240 months3 Low fixed rates Coverage options include Payment Protection, Guaranteed Asset Protection, and Mechanical Breakdown Protection

Current Recreational Loan rates.

Rates effective as of September 28, 2020.

New RVs
2018 - Current Model Year

63 Months as Low as
4.74% APR4
75 Months ($15,000 Min.)
as Low as 4.94% APR4
84 Months ($15,000 Min.)
as Low as 5.44% APR4
120 Months ($15,000 Min.)
as Low as 5.94% APR4
144 Months ($25,000 Min.)
as Low as 5.94% APR4
180 Months ($40,000 Min.)
as Low as 6.69% APR4
240 Months ($75,000 Min.)
as Low as 7.44% APR4

Used RVs
2013 - 2017

63 Months as Low as
5.74% APR4
75 Months ($15,000 Min.)
as Low as 6.19% APR4
84 Months ($15,000 Min.)
as Low as 6.69% APR4
120 Months ($15,000 Min.)
as Low as 7.44% APR4
144 Months ($25,000 Min.)
as Low as 7.44% APR4
180 Months ($40,000 Min.)
as Low as 9.44% APR4
240 Months ($75,000 Min.)
as Low as 10.19% APR4

Older Used RVs
2012 and Older

63 Months as Low as
8.74% APR4
75 Months ($15,000 Min.)
as Low as 9.44% APR4
84 Months ($15,000 Min.)
as Low as 9.94% APR4
120 Months ($15,000 Min.)
as Low as 10.94% APR4
144 Months ($25,000 Min.)
as Low as 10.94% APR4
180 Months
N/A
240 Months
N/A

For a limited time, earn $150 for a new Advia Auto or Recreational Loan.2

Simply get a pre-approval certificate before heading to the dealership, then purchase a new or used vehicle for at least $15,000. After making three consecutive payments on your new Advia loan, we’ll deposit $150 into your Savings Account!2 Get pre-approved quickly over the phone, online, or at your local branch.

Considering 0% APR** financing? Take a look below to find out how you might save more by taking advantage of a manufacturer rebate and choosing Advia for your low-rate financing.

Manufacturer Rebate & Advia Financing*

Example: $5,000
Manufacturer Rebate
$5,000
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$35,000
Interest Rate for Member
with 775 Credit Score
2.59% APR**
Term
63 Months
Monthly Payment
$594.78
Total Interest
$2,471
Total Amount Paid
$37,471

Manufacturer Rebate & Financing Elsewhere*

Example: $5,000
Manufacturer Rebate
$5,000
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$35,000
Interest Rate for Member
with 775 Credit Score
4.78% APR**
Term
63 Months
Monthly Payment
$629.28
Total Interest
$4,644
Total Amount Paid
$39,644

Manufacturer 0% APR Financing & No Rebate*

Example: Manufacturer 0% APR
Financing Offer
N/A
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$40,000
Interest Rate for Member
with 775 Credit Score
0% APR**
Term
63 Months
Monthly Payment
$634.92
Total Interest
$0
Total Amount Paid
$40,000

*Rates and payment terms shown for illustrative purposes only for member with 775 Credit Score. **Actual rates and terms may vary based on creditworthiness of borrower and term of loan; effective August 3, 2020 and subject to change at any time. Floor rates and restrictions apply. All loans subject to approval. Advia is an Equal Opportunity Lender. Example 2.59% Annual Percentage Rate (APR) = Advia CU Rate for credit score of 775. Example 4.78% APR = Average new auto loan rate as of July 2020 for credit score of 775 (750 or higher); Source: https://cars.usnews.com/cars-trucks/average-auto-loan-interest-rates#Average-Auto-Loan-Rates-for-Good-Credit.

Your Next Adventure Is Calling

Solid planning is the key to all great adventures.
Advia's Dealer Partner Program

Our Dealer Partner Program

Find a dealership near you that's partnered with Advia.

Find a Dealership
Looking to Refinance

Looking to Refinance?

We can help lower your current monthly payment.

Schedule an Appointment Schedule Appointment

Mechanical Breakdown Protection protects your wallet from costly vehicle repairs down the road.

Breakdowns happen, we get it. New and used vehicles alike can sometimes require maintenance for repairs not related to an accident. That’s where Mechanical Breakdown Protection, powered by Route 66, can help you by covering most repair costs which may not be covered by an extended warranty.5

With Guaranteed Asset Protection you can be prepared, and be protected.

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your loan. Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

At Advia we make being protected affordable. Right now, GAP is as low as $475.6 On average, GAP can cost you as low as $0.18 a day.

Advia's Dealer Partner Program

Find a dealership near you that's partnered with Advia Credit Union. Once you've been pre-approved, request a pre-approval certificate to take right to your local dealership and you could earn $150!2

Locator loading...

Get the most out of your Recreational Loan.

Maximize your experience and take advantage of these additional products and services.