Customer Monitoring

Routing Number: 272483633

  1. Home
  2. Vehicle Loans
  3. Recreational Vehicles

Recreational Vehicles

Do you prefer the woods, water, open road, or groomed trails? No matter where your next adventure takes you, we can help get you on your way.
  • RVsRVs
  • WatercraftWatercraft
  • Power SportsPower Sports
  • RVsRVs
  • WatercraftWatercraft
  • Power SportsPower Sports
Zero payments for 90 days1 Earn $150 for getting a pre-approval certificate on your loan2 No application fee Flexible payment terms up to 240 months3 Low fixed rates Payment protection on loan amounts up to $100,0004
Apply Today
Check Current Rates

For a limited time, earn $150 for a new Advia Auto or Recreational Loan.2

Simply get a pre-approval certificate before heading to the dealership, then purchase a new or used vehicle for at least $15,000. After making three consecutive payments on your new Advia loan, we’ll deposit $150 into your Savings Account!2 Get pre-approved quickly over the phone, online, or at your local branch.

Considering 0% APR** financing? Take a look below to find out how you might save more by taking advantage of a manufacturer rebate and choosing Advia for your low-rate financing.

Manufacturer Rebate & Advia Financing*

Example: $5,000
Manufacturer Rebate
$5,000
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$35,000
Interest Rate for Member
with 775 Credit Score
2.59% APR**
Term
63 Months
Monthly Payment
$594.78
Total Interest
$2,471
Total Amount Paid
$37,471

Manufacturer Rebate & Financing Elsewhere*

Example: $5,000
Manufacturer Rebate
$5,000
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$35,000
Interest Rate for Member
with 775 Credit Score
4.78% APR**
Term
63 Months
Monthly Payment
$629.28
Total Interest
$4,644
Total Amount Paid
$39,644

Manufacturer 0% APR Financing & No Rebate*

Example: Manufacturer 0% APR Financing Offer
N/A
Vehicle Price
$40,000
Amount Financed (purchase price less rebate)
$40,000
Interest Rate for Member
with 775 Credit Score
0% APR**
Term
63 Months
Monthly Payment
$634.92
Total Interest
$0
Total Amount Paid
$40,000
Give Us a Call
Apply Today
Make an Appointment

*Rates and payment terms shown for illustrative purposes only for member with 775 Credit Score. **Actual rates and terms may vary based on creditworthiness of borrower and term of loan; effective August 3, 2020 and subject to change at any time. Floor rates and restrictions apply. All loans subject to approval. Advia is an Equal Opportunity Lender. Example 2.59% Annual Percentage Rate (APR) = Advia CU Rate for credit score of 775. Example 4.78% APR = Average new auto loan rate as of July 2020 for credit score of 775 (750 or higher); Source: https://cars.usnews.com/cars-trucks/average-auto-loan-interest-rates#Average-Auto-Loan-Rates-for-Good-Credit

Your Next Adventure Is Calling

Solid planning is the key to all great adventures.
Advia's Dealer Partner Program

Our Dealer Partner Program

Find a dealership near you that's partnered with Advia.

Find a Dealership
Looking to Refinance

Looking to Refinance?

We can help lower your current monthly payment.

Schedule an Appointment

Be Prepared, Be Protected!

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your loan. Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

At Advia we make being protected affordable. Right now, GAP is as low as $475.5 On average, GAP can cost you as low as $0.18 a day.

Save Even More!

If you have Advantage Checking, Advantage Plus Checking, or e-Checking, you may be eligible to receive a $25 discount when you select GAP.6 Learn more about our Member Advantage Checking Accounts.

Add GAP

Advia's Dealer Partner Program

Find a dealership near you that's partnered with Advia Credit Union. Once you've been pre-approved, request a pre-approval certificate to take right to your local dealership and you could earn $150!2

Locator loading...

Get the most out of your Recreational Loan.

Maximize your experience and take advantage of these additional products and services.

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.

1 No payments all summer (90 days maximum); interest begins to accrue at the time of disbursement. 2 Earn $150 deposited into Share Savings for obtaining a funded & disbursed personal term Auto or RV Loan of $15,000 or more within 30 days of obtaining pre-approval certificate; incentive will be paid within 45 days after three (3) monthly consecutive loan payments have been made. 3 Terms available: 63-240 months 2013 and newer; 63-144 months 2012 and older. 75 months minimum $15,000; 144 months minimum $25,000; 180 months minimum $40,000; 240 months minimum $75,000. Estimated monthly payment for $10,000 RV loan for 63 months at 4.74% APR is $179.61. 4 Your purchase of Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. Not valid on Mortgage or Home Equity loans. 5 Max term 84 months; max loan-to-value 115%; maximum benefit of $50,000. Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. 6 $25 discount only eligible for members in Advantage, Advantage Plus, and e-Checking status at the time of purchase. Offer and rates effective August 5, 2020 and subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval. Advia is an Equal Opportunity Lender.