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Auto Loans

Auto Loans: Another way to say, "Save more for the journey."

At Advia, our focus is providing members with the real advantages they look for, like fast pre-approvals and the lowest rates possible. When you choose Advia for your next vehicle loan, you'll save more money for the journey ahead.

  • 90 days free from payments*
  • No application fee
  • Flexible payment terms
  • Competitive interest rates
  • Automatic payment interest rate discount (0.25%)
  • Advantage Checking Discounts up to 0.25%
  • Payment Protection coverage on up to $50,000 loan amount

Vehicle loans held with Advia are required to carry auto insurance (please provide us with proof of insurance coverage meeting the following minimum criteria – via declaration page or binder):

  • Full coverage (comprehensive and collision)
  • Up to $1000 deductibles allowed
  • Borrower must be listed as the covered driver
  • No excluded drivers on policy
  • Storage coverage available for 6 month maximum, Advia must approve storage request prior to change
  • Lien holder must reflect Advia Credit Union P.O. Box 4550 Sioux City, IA 51104 within 30 days of loan closing

Protect your new vehicle with GAP insurance. GAP insurance pays the difference between the Actual Cash Value of your vehicle and the unpaid balance owed to the Credit Union, so if your vehicle get's totaled or stolen, you'll be covered! GAP insurance pays the difference between the Actual Cash Value of your boat or RV (per the primary insurer) and the unpaid balance owed to the Credit Union. GAP insurance covers you when you need it most: when your boat or RV is stolen or totaled in an accident.

  • Cover insurance deficiencies
  • Protect your credit
  • Minimize out of pocket expenses
  • Available on new and used boats and RVs

Choosing the Right Car There are certainly a lot of decisions to make when buying a new car: performance, handling, style and functionality to name just a few. Luckily, there are almost as many resources on the web to help with these decisions as there are models to choose from, including:

In addition to providing information about the cost and features of the cars you are considering, these sites can help you gain an understanding of what to expect in terms of trade-in value of your existing vehicle.

Advia Auto Partner Program

We encourage you to contact one of the participating dealers Advia Auto Partner Program