Low-Rate Holiday Loan

Rates as low as 10.49% APR.1 Plus, make $0 payments for 90 days.2

Make your season bright.

  • As low as 10.49% APR1
  • 90 days payment free2
  • Flexible payment terms
  • Save up to 1% APR with Advantage Plus Rewards3

Apply Today
Check Current Rates
Advantage Plus Rewards
Payment Calculators

Use your Low-Rate Holiday Loan for whatever you need.

  • Large purchases
  • Holiday travel
  • Seasonal budget
  • Consolidate debt

Holiday Club Savings Account

Take advantage of an additional way to save year-round for those once-a-year holiday expenses.

Explore other options that may also support your goals.

We offer a variety of borrowing options that may be an even better fit for you.

Visa® Platinum Credit Cards

If you’re looking to have more purchasing power with a low rate and great rewards, we have card options for you.

Home Equity Options

Use the power of your home’s equity to your advantage.

Debt Consolidation

Transfer existing loans held elsewhere and cut your interest rates.

  1. Annual Percentage Rate of 10.49% for 24 months is for new Advia loans and loans transferred from outside institutions into a $2,499 or less Signature Loan. No more than 50% of aggregate refinanced loan amount may be currently held with Advia. All promotional rates and offers are effective November 20 – December 31, 2023.
  2. Interest begins to accrue at time of disbursement.
  3. Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. Rate and terms may be based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. Must be 18 or older to apply. All loans subject to approval.