facebook pixel Holiday Debt Consolidation | Advia Credit Union

Holiday Debt Consolidation

Holiday Debt Consolidation Options – as low as 3.99% APR*

In 2017, we saved members an average of $3,400 with our debt consolidation options. Turn multiple high interest payments into one low monthly installment. Let our loan experts show you how much you can save! Schedule Your Appointment Today!

We'll look to lower your interest and combine your payments on:

  • Credit Cards/Store CardsCredit Cards
    Store Cards
  • Personal LoansPersonal
    Loans
  • Auto LoansAuto
    Loans
  • Boat LoansBoat
    Loans
  • Recreational VehiclesRecreational
    Vehicles
  • Personal Lines of CreditPersonal Lines
    of Credit

Discover the best product for your situation!

With $0 balance transfers, no payments for 90 days, and $0 closing costs, we offer members the best options to fit everyone’s lifestyle.
Visa Platinum Credit Cards

Visa Platinum Credit Card

  • $0 balance transfer fees
  • Rates as low as 3.99% APR on purchases & balance transfers*
  • 1% cash back on all purchases**
  • Over 3 types of card security
Signature Loan

Signature Loan

  • No payments for 90 days
  • Fixed payments
  • Combine multiple loans into one
  • Easy online application

Home Equity Line of Credit

Home Equity Line of Credit

  • $0 closing costs
  • Rates as low as 4.00% APR††
  • Interest may be tax deductible
  • No annual fees or pre-payment penalties

Start saving! Schedule your appointment today or call 844.ADVIA.CU.
Visa Platinum Low Rate

Visa Platinum Credit Card: Another way to say, "Spending made simple."

Take advantage of zero balance transfer fees and rates as low as 3.99% APR. Plus, we'll give you the same low rate on all purchases during your first six months!*

Simply transfer high interest balances to your new Advia Visa Platinum card to receive an introductory rate of 3.99% - 4.99% APR for 12 months.* And don't forget, having a Visa Platinum Credit Card means you're secure. All year-round, Visa offers free fraud monitoring and online purchase protection. For added security, all cards are equipped with EMV chip technology.

Choose Your Visa Platinum Card Apply 24 hours a day!

*Introductory rate of 3.99% - 4.99% APR and rates on balance transfers to be at the member approved promotional rate for 12 months. After promotional rate ends, standard rates apply. Variable rate loan options tied to Prime Rate. **1% back on purchases for Advantage Points card only. All loans subject to approval and offer effective January 1, 2018, and subject to change. Rates vary based on the creditworthiness of borrower(s) at time of application. Any increase or decrease in the Annual Percentage Rate will take effect on the first day of the following month's billing cycle. The maximum APR will be 18.00%. Must be at least 18 years old to apply. Average national credit card interest rate provided by creditcards.com. Advia is an equal opportunity lender.

Signature Loan: Another way to say, "Flexibility."

Turn multiple credit cards - including store credit cards or large holiday purchases - into one low fixed rate payment. Our skilled loan experts can help cut your interest in half and save you money with no payments for 90 days! With flexible payment terms and no processing or application fee, now is the perfect time to discover how much you could save!

Estimated Monthly Payment

Term $3,000 $5,000 $10,000
12 Months $262 $437 $873
24 Months $137 $228 $456
36 Months $96 $159 $319
48 Months $75 $126 $251
60 Months $63 $106 $211

†Interest will begin to accrue at loan disbursement and only valid on Signature loan options. All loans subject to approval and offer effective January 1, 2018, and subject to change. Average member savings based on all loans transferred January 1, 2017 – December 20, 2017. Advia is an equal opportunity lender. Member NCUA.


Home Equity Line of Credit:
Put the power of your home's equity at your fingertips!

For a limited time, take advantage of no closing costs! Plus enjoy rates as low as 4.00% APR - which may be tax deductible.††

For ease and accessibility, your line of credit can easily be accessed within Digital Banking 24/7. Now is the perfect time to use your home's equity to pay off those large holiday purchases or to simply be prepared with available credit when you need it.

Home Improvement

Home
Improvement

Education Expenses

Education
Expenses

Vehicle Loans

Vehicle
Loans

Discover more about your Home Equity Line of Credit and get started!

HELOC Blog Article Apply 24 hours a day!

††Actual rates may vary based on credit score and loan to value ratios. Advia's Interest only HELOC is a variable rate product and APR may change daily based on the value of an index of Prime Rate as stated in the Wall Street Journal. Contact us for the most current rates. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. All loans are subject to approval. Some products/services may vary based on geographical region. Consult tax advisor related to tax deductibility; subject to change at any time.

Have additional questions? Give us call at 844.ADVIA.CU.