Customer Monitoring

Routing Number: 272483633

In case of a statewide shelter-in-place order in Michigan, Illinois or Wisconsin, we will continue to be open in our drive-thru and by appointment as an essential business for the service of our members.

Keeping our employees and members safe and healthy is a top priority. View our COVID-19 preparedness and response plan to see the measures and guidelines being put into place.

Your guide to Economic Impact Payments.

Advia members have begun to receive Economic Impact Payments (also known as Stimulus payments) and we want to provide you the most updated resources to help you navigate this valuable entity. These payments are based on your most recent tax filing. Members who are receiving Social Security retirement and disability payments will also receive a stimulus payment. Learn more about these payments and see if you’re eligible. As a reminder, if not already set up for direct deposit into your Advia account, click here to learn how to do so.

For the latest information, please visit this helpful IRS website page.

Advia’s commitment to you.

Steps we take to promote a healthy environment.

Every day, Advia works to provide the best possible service environment to our members, business partners and teammates. This includes taking steps to promote health and wellness – both in terms of physical and financial well-being. Recent news of Coronavirus (COVID-19) that is affecting individuals at both a national and regional level is something that we take seriously and have a prepared plan to address and help alleviate concerns when you conduct your financial transactions with us in branch, by phone or digitally.

Your Deposits are federally insured.

In addition to Advia’s soundness, you have additional protection working for you. Your deposits are federally insured to at least $250,000 per depositor. The National Credit Union Share Insurance Fund (NCUSIF) is administered by the National Credit Union Administration (NCUA), an arm of the United States Government. Here is a link to NCUA’s website which provides detailed information about your important and valuable insurance coverage. To estimate the coverage that you have available, visit NCUA’s Share Insurance Estimator page.

What we are doing.

Branches are now operating by appointment and drive thru only. Make an appointment for any of the following reasons or continue to use our branch drive-thru for the following services listed below. During this time, please also consider our easy 24-Hour Access banking solutions.

In-branch services by appointment only.

Access existing safety deposit box
Service for medallion or notary
IRA contribution or withdrawal
Coin order for Commercial Account
Lines of Credit, Loans, and Mortgage Closings
Account Service for a Representative Payee
Account Service for a Trust Account
Account Service for a Youth Account
Account Service for an IRA Account
Account Service for an HSA Account
Advia Financial Advisor Meetings
Business Account Opening

Extended drive-thru services.

Instant issue of Visa® Debit and Credit Card
Money order & cashier’s check
Credit Card cash advances
Loan payments
Check orders
Certificate of Deposit renewal
Auto lien release
Beneficiary requests (adding a beneficiary to your account)
Non-member check cashing

Advia providing financial relief.

If you or someone you know has been negatively affected financially as a result of the present situation, we're committed to providing solutions. Contact us to learn about our special offers based on your unique needs. You may qualify for one or more of the following:

90 days
no payments.

Optional 90 days free from payments on select new loans.

Waived service charges.

When paying your loan through web pay or by phone.


Contact us to discuss options for your unique circumstances.

Visa® & Loan Skip Pay.

No charge, one-time Loan Skip Pay for longer payment deferral options. You may also be exempted from your May and June Visa® payment.

Mortgage Loan assistance.

If your mortgage is with Advia’s Mortgage Center, we urge you to call 800.454.0356 or email Mortgage Center

Small dollar loans.

Our Advanced Line of Credit
offers lines as low as $500 for extra help when you need it.

May and June Visa® Payments

If you qualify to skip your May and June Visa payment, you will see a minimum payment due of $0 on your account. You may still make a payment if you choose, but none will be required. Interest will continue to accrue during this time.

If you have Autopay or other fixed payment set up on your account, your scheduled payment will still process; please give us a call if you would like to change or cancel your scheduled payment for the months of May and June in order to take advantage of Visa Skip Pay.1

1 It is the cardholder’s responsibility to coordinate cancellation of any auto-payment details. Please contact Advia at 844.238.4228 if you would like to make any changes to your automatic payments made to your Advia credit card.

Financial relief for commercial members.

Advia is here and ready to help you and your business during the COVID-19 outbreak. If you’re facing financial challenges during this pandemic, the first step you can take is to connect with us so we can identify solutions available to assist you.

CARES Act & Paycheck Protection Program

The Coronavirus Aid, Relief, and Economic Security (CARES) Act is allocating aid to help small businesses during this pandemic and economic downturn. Known as the Paycheck Protection Program, federally guaranteed small business loans will help business owners maintain or restore payroll during and following the crisis: click here to review a U.S. Chamber of Commerce outline detailing guidance for small businesses and self-employed individuals. To apply, submit all of the following by email to today (note – if not yet a member of Advia, account opening also required):

  • Business origination date
  • NAICS code
  • Articles of Incorporation for the borrower
  • Corporate Bylaws or Operating Agreement
  • Copy of Driver’s License for all owners of 20% or more
  • Borrower’s 2019 YE financial statement or most recent tax returns (at least 2018, can be a tax return or internally prepared)
  • If this is not available, then an interim statement through at least 2/29/2020
  • 1 year of payroll documentation used to calculate loan amount request. If possible, tax form 941 should be provided. This must include a list of employees, annual compensation, and country of residence.

Economic Injury Disaster Loan (EIDL)

The U.S. Small Business Administration provides disaster assistance lending in cases such as the Coronavirus outbreak.

These low-interest loans are designed to help businesses and homeowners with relief in disaster scenarios.

Apply Today

Note: EIDL is offered through the SBA, and is not administered through Advia Credit Union.

Have additional questions?

We’re here to help. Click on the Secure Contact Request Form below which will be routed to our Commercial Lending Team. One of our dedicated commercial services team will reach out to you to provide additional guidance.

24-hour alternatives to visiting a branch.

As an Advia member, you have tools to conduct financial transactions easily by phone or online. We always encourage you to use these 24-hour solutions and are here to help you navigate them in case of any questions:
Digital Banking

Digital Banking

View transactions, move money within or between accounts, pay bills, friends or loans 24 hours a day.

Digital Banking


It’s safer and faster with Direct Deposit, Remote Deposit Anywhere, and ATM deposits.

Deposit on the Go
Person-to-Person Payments

Person-to-Person Payments

P2P sends money instantly to friends and family using your Advia Debit Card.

Pay on the Go
ATM Network

Access ATMs

Advia’s network of ATMs continues to grow with access to over 35,000+ fee-free ATMs nation-wide.

Find an ATM