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payWave®

payWave® gives you a quick and easy checkout experience with a simple wave of your card.

Step 1: Look for the payWave® symbol at checkout payWave® Icon to look for at Checkout

Step 2: Wave your Advia Debit or Credit Card 1-2 inches from the payWave® symbol

Step 3: If your purchase is under $100, you’ll be on your way with your purchase. If your purchase is over $100, you may be required to give your signature or PIN to complete your transaction.

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payWave® FAQs

What cards can I use to pay with payWave®?

Advia has enhanced both your EMV chip enabled Debit and Credit Cards to be compatible with payWave®.

Is payWave® free?

Yes! This is a completely free service for our members.

Is payWave® secure?

Absolutely! Our number one priority is to protect our members accounts. This great new technology allows you to remain in control of your card while making a purchase. It completes the payment using "near field communication" technology, meaning it transmits your payment information via a small chip to the pay terminal without making you swipe your card.

What if I can't complete my transaction?

You'll want to make sure the payment terminal is equipped with payWave® by looking for the payWave® symbol. If it is enabled for payWave®, be sure to wave your card 1-2 inches from the symbol. If you still are not able to process your payment, go ahead and swipe your card and contact us so we can look further into the trouble you’re having. We want to provide you with quick and easy banking solutions and thank you in advance for your feedback.

What happens if my purchase is over $100?

For purchases over $100, you'll have to insert your Advia chip card into the payment terminal's chip reader and provide your PIN or signature.

Will I accidentally make a purchase just by being near a payment terminal that accepts payWave®?

No. In order to process a payment using payWave®, the retailer first needs to input the amount you owe in the reader. Then, you need to wave your card 1-2 inches from the payWave® icon.