Explore great Visa® Platinum Credit Card options.
Whether you're looking for a card to earn rewards for everyday shopping or transfer balances to save on monthly payments, we have the perfect Visa® Platinum Credit Card option for you.
Find the Visa® Credit Card option that fits your lifestyle.
Visa® Platinum Advantage Points Credit Card
Earn points that can be redeemed for travel, Fuel With Rewards™, gift cards, and more.
You Can
Earn
Big Rewards
- Get up to 3% back1
- Earn 20,000 points after spending
$2,000 in the first 60 days2 - Plus even more great benefits!
Visa® Platinum Fixed Rate Credit Card
Perfect for consolidating other debt to a lower fixed rate.
Get a Low
RatePlaceholder Fixed APR3
- Low fixed rate
- $0 annual fee
- Plus even more great benefits!
Visa® Platinum Secured Fixed Credit Card
A great card option for you to establish or improve your credit score.
Get a Low
RatePlaceholder Fixed APR4
- Low fixed rate
- $0 annual fee
- Credit limit from $500 to $2,500
Estimate your savings with credit card balance transfers.
The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.
Still not sure on your best Visa® Credit Card option? We're here to help.
- Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to $1,500 monthly in select categories made on/between October 1, 2022 - December 31, 2023. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812 and 5814). Purchases that exceed $1,500 monthly in promotional categories will earn the standard 1% back. A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $50.00 and the maximum is $800.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
- 20,000 bonus points valid only on Visa(R) Platinum Advantage Points Credit Card. Not valid on Visa(R) Business, Fixed Rate, and Variable Rate Credit Cards, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
- Fixed Card Annual Percentages Rate: RatePlaceholder - RatePlaceholder. Advantage Points Card APR: RatePlaceholder - RatePlaceholder. Penalties apply for late and missed payments. Variable Rate Information: On variable rate programs, your APR may vary quarterly. The index is the highest Prime Rate charged by banks as published in the Wall Street Journal as of the last business day of each quarter. A quarter is defined as a calendar quarter beginning January 1, April 1, July 1, and October 1. Your APR is equal to: as low as Prime index+ 7.00%. An increase in the index will result in an increase to your APR.
- Credit limit of $500 to $2,500 is secured by a refundable deposit and may be applied to balance if in default. See Terms & Conditions for additional details. APR will not increase while the plan is open. Call 844.238.4228 for details.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.